Privacy Policy
Last updated: October 08, 2025
This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.
We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.
1. Interpretation and Definitions
Definitions
For the purposes of this Privacy Policy:
- Application refers to Finch, the software program provided by the Company.
- Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Finch.
- Device means any device that can access the Service such as a cellphone or a digital tablet.
- Personal Data is any information that relates to an identified or identifiable individual.
- Service refers to the Application.
- Service Provider means any natural or legal person who processes the data on behalf of the Company.
- Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
- You means the individual accessing or using the Service.
2. Data Storage and User Control (Your Data Belongs to You)
A core principle of Finch is user privacy and control. We want to be transparent about how your financial data is handled:
- Local-First Storage: All of your financial data is stored locally on your device. We do not have a central server, and we never collect, store, or have access to your core financial data.
- User-Controlled Backups: The Service offers optional features to back up and restore your data using third-party cloud services (WebDAV, Dropbox, Google Drive). This process is initiated and controlled entirely by You.
3. Collecting and Using Your Personal Data
Types of Data Collected
While using Our Service, we or our Service Providers may collect the following types of information:
- Financial Information & User Content: To provide the core accounting features, the Application handles the financial information you enter.
- Contact Information (Email Address): If you use the Google Drive backup feature, the Service will access your Google email address for authentication.
- Photos, Videos, and Audio Data (for AI Features): If you use our AI-powered features, the Application will access the specific photo or process the audio you provide.
- Purchase History: Information about your subscriptions or purchases to ensure you have access to premium features.
- Identifiers: Such as a User ID or Device ID to manage your subscription status and for analytics.
- Usage Data: Anonymized data about how you interact with our Application.
- Diagnostics: Anonymized crash logs and performance data to fix bugs.
Use of Your Data
The Company and its Service Providers may use your data for the following purposes:
- To Provide and Maintain our Service.
- To Provide AI-Powered Features: When you use AI features, we send the relevant data (image, audio, or text) to third-party AI Service Providers (such as OpenAI or Google) for processing to provide the feature.
- To Manage Your Purchases.
- To Manage Your Customer Support Requests.
- For Analytics: To understand usage trends and improve our Service.
- To Ensure Security and Performance.
4. Third-Party Service Providers
We rely on trusted third-party Service Providers to perform certain functions:
- In-App Purchases (RevenueCat, Apple, Google): We use RevenueCat to manage subscription status. All payments are processed by the Apple App Store or Google Play Store. We do not collect your sensitive payment information.
- Analytics and App Performance (Google Firebase): We use Firebase Analytics for anonymized usage data and Firebase App Check to protect our service from abuse.
- AI Feature Processing (OpenAI, Google): Our AI features may use APIs from providers like OpenAI (ChatGPT) or Google (Gemini).
5. Security of Your Personal Data
The security of Your Personal Data is important to Us. Because your core financial data is stored locally on your device or in your personal cloud, its security is largely within your control. For any data we or our Service Providers handle, we strive to use commercially acceptable means to protect it, but no method of transmission over the Internet is 100% secure.
6. Children's Privacy
Our Service does not address anyone under the age of 13.
7. Changes to this Privacy Policy
We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.
8. Contact Us
If you have any questions about this Privacy Policy, You can contact us: