Privacy Policy

Last updated: October 08, 2025

This Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

1. Interpretation and Definitions

Definitions

For the purposes of this Privacy Policy:

• Application refers to Finch, the software program provided by the Company.
• Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Finch.
• Device means any device that can access the Service such as a cellphone or a digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Application.
• Service Provider means any natural or legal person who processes the data on behalf of the Company.
• Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself.
• You means the individual accessing or using the Service.

2. Data Storage and User Control (Your Data Belongs to You)

A core principle of Finch is user privacy and control. We want to be transparent about how your financial data is handled:

• Local-First Storage: All of your financial data is stored locally on your device. We do not have a central server, and we never collect, store, or have access to your core financial data.
• User-Controlled Backups: The Service offers optional features to back up and restore your data using third-party cloud services (WebDAV, Dropbox, Google Drive). This process is initiated and controlled entirely by You.

3. Collecting and Using Your Personal Data

Types of Data Collected

While using Our Service, we or our Service Providers may collect the following types of information:

• Contact Information (Email Address): If you use the Google Drive backup feature, the Service will access your Google email address for authentication.
• Photos, Videos, and Audio Data (for AI Features): If you use our AI-powered features, the Application will access the specific photo or process the audio you provide.
• Purchase History: Information about your subscriptions or purchases to ensure you have access to premium features.
• Identifiers: Such as a User ID or Device ID to manage your subscription status and for analytics.
• Usage Data: Anonymized data about how you interact with our Application.
• Diagnostics: Anonymized crash logs and performance data to fix bugs.

Use of Your Data

The Company and its Service Providers may use your data for the following purposes:

• To Provide and Maintain our Service.
• To Provide AI-Powered Features: When you use AI features, we send the relevant data (image, audio, or text) to third-party AI Service Providers (such as OpenAI or Google) for processing to provide the feature.
• To Manage Your Purchases.
• To Manage Your Customer Support Requests.
• For Analytics: To understand usage trends and improve our Service.
• To Ensure Security and Performance.

4. Third-Party Service Providers

We rely on trusted third-party Service Providers to perform certain functions:

• In-App Purchases (RevenueCat, Apple, Google): We use RevenueCat to manage subscription status. All payments are processed by the Apple App Store or Google Play Store. We do not collect your sensitive payment information.
• Analytics and App Performance (Google Firebase): We use Firebase Analytics for anonymized usage data and Firebase App Check to protect our service from abuse.
• AI Feature Processing (OpenAI, Google): Our AI features may use APIs from providers like OpenAI (ChatGPT) or Google (Gemini).

5. Security of Your Personal Data

The security of Your Personal Data is important to Us. Because your core financial data is stored locally on your device or in your personal cloud, its security is largely within your control. For any data we or our Service Providers handle, we strive to use commercially acceptable means to protect it, but no method of transmission over the Internet is 100% secure.

6. Children's Privacy

Our Service is designed for general use and does not target children. We do not collect, process, or store any personal data from users, including minors.

Because all financial data is stored locally on the user’s device, and Finch operates without any proprietary servers, no personal information of any kind is collected or accessible to us. Users may optionally back up their data through third-party cloud services that they personally authorize and control.

7. Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

8. Contact Us

If you have any questions about this Privacy Policy, You can contact us:

• By email: kcr0976@gmail.com